Make programmatic decisions on top of financial transactions

The world's most powerful multi-geo, multi-lingual transaction enrichment API
from ntropy_sdk import SDK, Transaction

sdk = SDK("YOUR-API-KEY")

transaction = Transaction(
   amount=12042.6,
   description="AMAZON WEB SERVICES AWS.AMAZON.CO WA Ref5543286P25S: Crd15",
   date="2021-12-11",
   entry_type="outgoing",
   account_holder_id="1",
   account_holder_type="business",
   iso_currency_code="USD",
   country="US",
)

batch = sdk.enrich_batch([transaction])
enriched_list = batch.wait_with_progress()
print("BATCH: ", enriched_list.transactions[0].labels)

enriched = sdk.enrich(transaction)
print("REALTIME: ", enriched.labels)
Loan AppBusiness Dashboard AppTransaction Detail AppCarbon Footprint AppRewards App
Trusted by top Fintech businesses
"Ntropy was one of the first building blocks we made sure to secure before planning and launching Enzo, the bank to help you build your wealth. Most of our core features today and the ones on our roadmap rely on great quality transaction data."
Jeremy Shoykhet
CEO at Enzo
Trusted by Top Fintech Businesses
"Ntropy's AI based transaction augmentation is what we are using in Rayo and soon to be more products. It's super effective and the potential is huge. "
Joaquin Ayuso De Paul
Joaquin Ayuso
NIUM Labs
Trusted by Top Fintech Businesses
"Ntropy greatest strengths versus other solutions is their instant labeling service, thanks to that we have substantially reduced our lead time in computing workflows."
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Lautaro Dolberg
Data Science at Capchase
Trusted by Top Fintech Businesses
"Ntropy is a key player in our value addition chain to democratize access to financial services in Latam. Their expertise and willingness to help have made our partnership very successful since day 1”
Oriol Tintore
CEO and co-founder at Belvo

The API for SMB and consumer data

Here is what you can build with it

Chart showing transaction categories

Personal finance and expense management systems

Transaction tagging

Cashflow financing for your business customers

Personalization and offers

Rewards and cash back based on personalized spend histories and merchant preferences

Chart showing spending over time

Spend based credit scoring

Use cases

Underwriting for SMB-s and solopreneurs

Deploy the most accurate and detailed cashflow breakdown creating a deep view on assets and liabilities, loan payments, equity investment, ad spend, inventory spend, recurring revenue and more. Use the API to empower your business customers with capital in a matter of seconds.

Learn more

Go global from day one

Enable your customers all over the world with better financial products powered by our transaction intelligence API. You do not have to build a new system every time you enter a new geo.

Learn more

Vertical SaaS

Learn more

Increase customer LTV and introduce seamless money experiences without leaving the premises of your platform. From money management to credit cards and loan offerings, you do not need to care about messy data flows and complicated analysis.

We work with Data from multiple sources

Engineers first

Get started in minutes with an API key

  • Enriched merchant information
  • Dynamic labels tailored to your use case
Try now
from ntropy_sdk import SDK, Transaction

sdk = SDK("YOUR-API-KEY")

transaction = Transaction(
   amount=12042.6,
   description="AMAZON WEB SERVICES AWS.AMAZON.CO WA Ref5543286P25S: Crd15",
   date="2021-12-11",
   entry_type="outgoing",
   account_holder_id="1",
   account_holder_type="business",
   iso_currency_code="USD",
   country="US",
)

batch = sdk.enrich_batch([transaction])
enriched_list = batch.wait_with_progress()
print("BATCH: ", enriched_list.transactions[0].labels)

enriched = sdk.enrich(transaction)
print("REALTIME: ", enriched.labels)

Security is our priority

We are using the latest advances in privacy-preserving machine learning and data encryption to ensure your data is handled safely and securely.

SOC2 Type 2

We are SOC2 Type 1 and 2 certified. The SOC2 reports cover controls around security, availability, and confidentiality of customer data and are approved by the American Institute of Certified Public Accountants (AICPA) and Service Organization Controls (SOC).

GDPR and CCPA

The General Data Protection Regulation (GDPR) is a comprehensive European Union privacy regulation that gives EU citizens and other individuals in the EU authority over their own personal data. The California Consumer Privacy Act (CCPA) is a state statute intended to enhance privacy rights and consumer protection for residents of California. Ntropy is GDPR and CCPA compliant

Privacy Shield framework

The EU-U.S. and Swiss-U.S. Privacy Shield Frameworks were designed by the U.S. Department of Commerce and the European Commission and Swiss Administration to provide companies on both sides of the Atlantic with a mechanism to comply with data protection requirements when transferring personal data from the European Union and Switzerland to the United States in support of transatlantic commerce. Ntropy actively participates in and abides by the Privacy Shield Framework.

Using something else?

Ntropy API-s are the best in the market. If you're using MX, your homegrown engine or anything else, it has taken others a couple of hours to switch.

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